As a follow-on to my last post, I'd like to add that Life is a Point-Buy system. It's kind of a complicated one, though. You start with a random set of genetic predispositions, along with some environmental modifiers so that by the time you actually get around to character generation it looks a little bit like your character was randomly rolled. With most point-buy systems you have to short one stat (let's say "Constitution") in order to buff another (let's say "Intelligence.") In Life, however, there is a stat that can be dumped almost completely to zero in order to buff the others far above average. That stat is "TIME." Spend it wisely. It is never too late to buff your Intelligence, your Charisma, or even your Wisdom, but some folks insist on simply using it as target practice...